If you have been involved in a fender bender, an insurance company could offer an undisputed settlement to cover your property damage and medical expenses. However, if you have been involved in a more serious accident with serious damages such as pain and suffering, you should at least get a case assessment from a personal injury lawyer. The more serious your injuries, the more likely you are to receive an underestimated billing offer from the insurance company. If you can prove that you were misled regarding the amount of coverage when you purchased your policy, the court can order the company to pay all your losses in full, even if it`s more than your coverage is worth. In addition, the court may order the company to pay fines or copies if it is established that it acted in bad faith. To take legal action against your health insurance company, we need to understand your contract and policy to determine what is covered. If you have written or registered correspondence with your insurer, this can help us create an accurate record with all the facts. The guilty driver is responsible for causing injury, which means that his insurer is responsible for making amends for the pain and suffering. Your PIP policy covers your eligible expenses and losses up to a maximum of $50,000, regardless of the fault. If this coverage is exhausted or your injuries are deemed “serious” under New York law, you may be able to sue for additional economic and non-economic losses of the guilty driver, including pain and suffering. Our law firm can help you explore your compensation options and assign financial value to all your recoverable damages.

Although it is illegal to drive without insurance in the United States, people without adequate coverage or even insurance are on the road every day. This means that people are involved in car accidents with uninsured drivers every day. When someone without auto insurance causes an accident, aggrieved people can often make claims with their own insurers. However, the insured`s policy must include uninsured/underinsured motorist coverage. Regardless of legal representation, most car accident cases are resolved through negotiations before a lawsuit is filed, let alone entering the litigation phase. If you were involved in a small car accident, you might be able to successfully handle your case without a lawyer. However, in order to represent yourself, you should do extensive research and get advice on how best to proceed with your claim. Read on to learn some basic procedures and tips on how to make a pain and suffering claim without a lawyer. If you have been injured in a car accident, you may be eligible for your pain and suffering, as well as damage that is beyond your own coverage. However, they must meet certain requirements. In New York City, Personal Injury Protection (PIP) is mandatory auto insurance that all drivers must have, according to the New York Department of Financial Services (DFS).

We take out insurance to protect ourselves in case of need. Make sure you have the insurance you need to protect yourself from others who don`t get adequate insurance. If you don`t know what you have or what I`m explaining here, please contact us. We are here to inform you of your rights. People injured in car accidents should refer to their individual car insurance policies. If your policy doesn`t include adequate coverage for uninsured drivers, you should add clauses to protect yourself. },{ “@type”: “Question”, “Name”: “What if the driver wasn`t really at fault?”, “AcceptedAnswer”: { “@type”: “Answer”, “Text”: “In some cases, the driver who originally caused an accident was not legally “guilty”. This statement may sound confusing, but insurance policies are legal documents. Insurers recognize when a driver was not necessarily responsible for causing injury or damage. You can discuss the physical impact of your injuries and the limitations they place on your personal, social and professional life with your healthcare team and your legal team. One of our lawyers could use your medical records and bills to prove that your injuries have been diagnosed as serious, arguing that you owe financial compensation for your pain and suffering.

Bad faith practices are prevalent among health insurance companies, especially claims where medical malpractice occurs that leads to the illegal death of a family member, birth injury, or cerebral palsy as a result of poor quality health care. .